With our various partnerships, we can beat any rate or any program out there!
Remember, our goal is to help you succeed and become a lifetime business partner!
Business Financing Menu
You can use the power of your business sales and cash flow to access cash in as little as 3 days. We provide you the full menu of finance solutions from business loans to merchant cash advances—whatever is best suited for your business needs.
Compare the best solution for your business:
Merchant Cash Advance Small Business Loan
Minimum history of card acceptance 6 months Not Required
Minimum Monthly card volume $4,000 Not Required
Minimum time in business 6 months 9 months
Minimum Average Bank Balance None $250
Term of Financing 5-12 months 6-14 months
Minimum FICO score 500 575
Merchant Cash Advance
You can access funding from $5,000 to $300,000.
Here’s how it works:
We purchase a set dollar amount of your business’s future credit/debit sales at a discounted price, we pay you this price in a lump sum cash funding.
We collect an agreed upon percentage of each future credit/debit transaction that you process.
We do this directly through your processor, or we ACH the amount from your bank
Your future payments vary based upon your future sales volume— so payments are cash flow friendly! More questions on a merchant cash advance? Watch this video here to find out more.
Small Business Loans
With this solution, you can access funding $5,000 to $500,000.
The steps to get funding are easy:
We review your application and your banking and credit card processing history (if applicable) and consult with you on the loan amount, payment, and funding structure
We collect a set daily payment amount from your bank account via ACH debit
Your future payments are fixed so you can plan your future cash flow.
What is best for you?
The Merchant Cash Advance Solution
If you have a history of credit card acceptance, then a Merchant Cash Advance may be just what you need.
Your history of credit card volume is used to determine the amount of funds that can be advanced.
A Merchant Cash Advance requires a minimal operating history and the lowest possible credit requirements.
Your payments fluctuate, and are dependent upon the amount of your future credit card sales.
The amount that you pay is either collected directly through the daily deposits of your merchant processing account or collected by daily ACH debit to your bank account.
The Small Business Loan Solution
This solution is ideal for the stronger credit profile, and business with strong consistent cash flow that desires a fixed payment structure.
Additionally, the funding amount is not limited by your credit card processing volume. If you have at least 9 months operating history in your business, and prefer a fixed payment structure, then let us quote you a Small Business Loan.
Funding time is still about 3 days after submission of your complete application package!